Builders Risk Insurance covers buildings under construction, as well as all of the equipment and materials used in the project. Whether you are building a new residential complex or a business building, our expert risk managers at the Black-Watkins Agency are here to help. We know your property is also an important source of income and we are dedicated to helping you find a policy that works best for you and your budget.

Your insurance policy can be structured to cover the following:

  • Building Coverage Helps cover the building and structures at the described premises including storage buildings, garages, fences, retaining walls, swimming pools, both completed additions and additions under construction. Building coverage also includes owned personal property used to service or maintain the premises and the building.
  • General Liability Helps cover the insured against legal liability caused by property damage, personal injury, bodily injury, and advertising injury to others.
  • Perils of Nature and Man-made Disasters Fires, hurricanes,  blizzards, lightning, severe hail storms, black outs, broken water mains.
  • Theft To get this coverage, you may need to have a gated job site.

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