You don’t have to reside in a high-risk flood zone to be affected by a flood. Floods and flash floods can occur anywhere. Even just an inch of water can cause damage to your property. In fact, in the U.S., flood-related losses cost people more than a billion dollars a year.

Flood insurance falls under the property insurance category and helps reimburse policyholders from damages accumulated from a flood. Flood insurance protects your direct physical losses, structural damage, and belongs resulting from a flood.

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